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Need expert advice? No web site, large or small, can take the place of a professional real estate agent. Not even mine! This site is filled with school links and reports, community links, advice on how to buy in this market and sell your property in this market, just contact me for one-on-one expert help and advice.
I guarantee that I will respect your privacy, please contact me if you don't see what you need on this site As an Accredited Buyer's Representative I will search to find you the right home anywhere in Westchester County, one stop shopping. Your information is confidential and will not be sold or shared with anyone.
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Community Information you can see links to every City, Town and Village web site throughout Westchester County as well as locations on a map. We have several hamlets throughout Westchester County which do out have their own websites. Armonk, Chappaqua, Millwood and Hartsdale to name a few. Information about these areas can also be found by clicking here.
School Information- links to every school district in Westchester County, resources for parents, non-public schools, pre-schools, colleges and universities, parent reviews, school report cards from New York State, National Center for Educational Statistics, please visit my School page, HERE.
Newsletterswhich you can view on my site. If you would like to sign up to receive monthly copies of these Newsletter please be assured I will not "capture" your email address.Realty Times is a national site full of interesting articles and timely news .
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
Miriam Bernstein, ABR, CRS, GRI, ePro RE/MAX Prime Properties 696 White Plains Road Scarsdale, New York 10583 Direct: 877-881-0626 Cell: 914-907-1922 Fax: 914-290-4647 SKYPE: Miriam642 Email: miriam@miriambernstein.com
I have been a full time REALTOR for the past 16 years. I have continued my education and have earned the Certified Residential Specialist (CRS), Accredited Buyer's Representative (ABR), Senior Real Estate Specialist, Certified New Home Specialist, e-Pro Internet Specialist and the Graduate, Realtor Institute designations. I am a marketing specialist with a substantial internet presence. I also work as a Buyer's Agent and will search out properties throughout Westchester County if they are appropriate for you. Give a call, no pressure, I promise.
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