Have Questions? Call me at 877-881-0626 or locally at 914-907-1922, SKYPE me at Miriam642.
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Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose an Experienced REALTOR who has obtained the Accredited Buyer Representative (ABR)designation. This means that the REALTOR has taken classes specific to Buyer's and documented their experience in guiding Buyer's through this process.
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Working with a Real Estate Broker to guide you would be the first step. They can help you with Viewing homes, home inspections, hiring an attorney, discussing what offer to make, how much down payment you will put on the contract and quite a bit more.
The Accredited Buyer Representative designation, conferred by the Real Estate Buyer's Agent Council(REBAC), confirms an agent's mastery of buyer representation. Agents who have earned the ABR designation have demonstrated experience in buyer representation. Two key areas emphasized in ABR training are how to identify potential problems with a property and how to negotiate the best price on behalf of the buyer. REBAC is an affiliate of the National Association of Realtors.
I would work for you and not the seller. Did you know that when you go to Open Houses the agent at the Open House represents the Seller and has their, not your, best interests at heart? It can cost you a lot.
I do have access to all properties on the Westchester-Putnam Multiple Listing Service and I will ensure that you are aware of every property in your price that might be of interest to you.
Please feel free to email me with any questions. There are no stupid questions. I look forward to hearing from you.
What You Should Know Before Buying Step by Step Home Buying Video with worksheets
Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.
Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.
There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.
Miriam Bernstein, ABR, CRS, GRI, ePro RE/MAX Prime Properties 696 White Plains Road Scarsdale, New York 10583 Direct: 877-881-0626 Cell: 914-907-1922 Fax: 914-290-4647 SKYPE: Miriam642 Email: miriam@miriambernstein.com
I have been a full time REALTOR for the past 14 years. I have continued my education and have earned the Certified Residential Specialist, Accredited Buyer's Representative, Senior Real Estate Specialist, New Home Specialist, e-Pro Internet Specialist and the Graduate, Realtor Institute designations. Please check out my site, my credentials on line and call, no obligation, no pressure, I promise.
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