Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first, then the MLS. Find Out More > View All Offers >
Are you new to the area? E-mail me with any questions. It's my job to help! There's no obligation, and I promise to respond quickly...
Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
Miriam Bernstein, ABR, CRS, GRI, ePro RE/MAX N.O. Properties 8001 Maple Street New Orleans, LA 70115 Direct: 877-881-0626 Cell: 504-908-2268 Fax: 914-290-4647 Email: miriam@miriambernstein.com
I have been a full time REALTOR for the past 18 years. I have continued my education and have earned the Certified Residential Specialist (CRS), Accredited Buyer's Representative (ABR), Senior Real Estate Specialist, Certified New Home Specialist, e-Pro Internet Specialist and the Graduate, Realtor Institute designations. I am a marketing specialist with a substantial internet presence. I also work as a Buyer's Agent. Give a call, no pressure, I promise.
www.MiriamBernstein.com is brought to you by
Miriam Bernstein NUMBER1EXPERT™ in real estate for
New Orleans, Metairie and Garden District, Louisiana
- NUMBER1EXPERT™ 
