Scarsdale, Hartsdale and Ardsley real estate and homes for sale in New York - Miriam Bernstein, REALTOR® Miriam Bernstein REALTOR(r) for Scarsdale, Hartsdale and Ardsley, New York real estate - NUMBER1EXPERT™ Miriam Bernstein NUMBER1EXPERT(tm) for Scarsdale, Hartsdale and Ardsley, New York real estate

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Miriam Bernstein, REALTORŪ, real estate agent and broker for Scarsdale, Hartsdale and Ardsley New York home listings, property and land for sale - NUMBER1EXPERT(tm)


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Top Real Estate Links: Scarsdale, Hartsdale and Ardsley New York home buying, real estate listings, and homes for sale in Westchester County, NY
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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Scarsdale Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What amenity do 48% of all homes in the new housing market have?

A 
48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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Miriam Bernstein, REALTORŪ, real estate agent and broker for Scarsdale, Hartsdale and Ardsley New York home listings, property and land for sale - NUMBER1EXPERT(tm) Miriam Bernstein, REALTORŪ, real estate agent and broker for Scarsdale, Hartsdale and Ardsley New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Miriam Bernstein, ABR, CRS, GRI, ePro
RE/MAX Prime Properties

696 White Plains Road
Scarsdale, New York 10583
Direct: 877-881-0626
Cell: 914-907-1922
Fax: 914-290-4647
SKYPE: Miriam642
Email: miriam@miriambernstein.com

I have been a full time REALTOR for the past 16 years. I have continued my education and have earned the Certified Residential Specialist (CRS), Accredited Buyer's Representative (ABR), Senior Real Estate Specialist, Certified New Home Specialist, e-Pro Internet Specialist and the Graduate, Realtor Institute designations. I am a marketing specialist with a substantial internet presence. I also work as a Buyer's Agent and will search out properties throughout Westchester County if they are appropriate for you. Give a call, no pressure, I promise.

ABR CRS GRI SRES



       

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